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Jan 11, 2023
Saving for a car

Buying a car can sometimes feel like a leap of faith. That’s why establishing a budget is always essential before purchasing a new set of wheels. We understand that approaching budgeting can be daunting, so our Kia finance team has put together some tips to help you get started.

What’s Your Total Budget?

The first step towards any car purchase is recognizing your total budget. Knowing how much you want to work with beforehand will help you stay on track. As you browse different vehicle options, remember to consider factors other than the sticker price. Taxes, titles, warranties, and fees should all be accounted for in your total budget.

The Down Payment

Making a down payment on your brand-new vehicle is exciting, but it’s important to decide the best amount for your budget. A bigger investment will cost more upfront. But in the long run, this will lower monthly payments and reduce the impact of interest rates.

Kia Financing

If you decide the best option for you is to finance with us, our finance center will be happy to help. If you have any questions, our team will help guide you through the whole process. We’ll be happy to find a car that fits your needs and your budget.

Car Trade-Ins

Trading in your used car is a great way to increase your down payment, leading to lower monthly payments. If you want to quickly cut the costs of your new vehicle, the credit from your used car trade-in can be applied to the down payment of a new one.

Budgeting Made Easy

Budgeting for a car purchase doesn’t have to be hard. If you need financing support, our team at Kia Sansone will be there for you every step of the way.